Moving to Illinois from Louisiana

There’s a lot to think about when moving to Illinois from Louisiana. From differences in the cost of living to insurance premiums along with getting over to the Illinois DMV to transfer your Louisiana driver’s license and vehicle registration, you’ll want to do some budgeting and planning before you make the move.

Relocalate.com has done the heavy lifting for you. Our expert researchers have compiled the key things you need to know when moving to Illinois from Louisiana. Find out what you can expect to pay in federal and Illinois state taxes, whether you’ll be spending more or less in key cost of living categories, and how long you’ll have to get a new driver’s license and car registration. Plus, you can even get a head start on saving the most money when you move by comparing free quotes for health coverage, car insurance, home/renters insurance, and more.


Louisiana 640 miles Illinois

Estimate the cost of your move.

Effective Tax Rates

Higher

compared to Louisiana

Jump to Tax Comparison


Cost of Living

Lower

compared to Louisiana

Jump to Cost of Living Section


Car Insurance

Lower

compared to Louisiana


Home Insurance

Lower

compared to Louisiana


Healthcare

Lower

compared to Louisiana


License & Registration

Transfer your Louisiana driver’s license to Illinois within 30 days.

Transfer your vehicles & get Illinois license plates within 30 days.

Jump to DMV Section


On this page, you’ll be able to:

  • See how the cost of living compares for Illinois and Louisiana.
  • Estimate how much more or less you can expect to pay in state and federal income taxes after you move to Illinois.
  • Find out what to expect when it comes to Illinois property taxes, buying a home, and home insurance premiums.
  • Learn whether you’ll be able to save some money or have to spend a little more in key cost of living categories including groceries, transportation, housing, and healthcare.
  • Find out what you’ll need to do with the Illinois DMV to transfer your Louisiana driver’s license and vehicle registration. (And how long you’ll have to do it.)
  • Estimate how much it will cost to move from Louisiana to Illinois.
  • BONUS: Start saving money today by comparing free quotes for all your new insurance policies in Illinois.

Moving to Illinois from Louisiana Checklist

  • 1. Estimate the cost of the move.
  • 2. Update your insurance policies.
  • 3. Be prepared to transfer your Louisiana license & registration to Illinois.
  • 4. Budget and prepare for cost of living changes.
  • 5. Change your address and forward your mail through USPS.
  • 6. Register to vote.
  • 7. Update your new address with your banks, loans, and other accounts.
  • 8. Set up your utilities and services at your new home.

Find some more tips and to-dos for Moving to Illinois here.

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Cost of Moving from Louisiana to Illinois

Unfortunately moving can be expensive. Moving to a brand new state usually comes with some extra costs.

Use this moving cost calculator to get a rough idea of how much your move from Louisiana to Illinois will cost.

The rough distance between Illinois and Louisiana is 640 miles. We’ll use that for our calculations. Select the size of your home that you’ll be moving to get an idea of the costs.

Moving Cost Calculator: Louisiana to Illinois


Estimated cost:

Louisiana Illinois

Remember, this is just a rough estimate. The cost of your move will vary depending on the company you choose, your belongings, and other circumstances.

Update Your Insurance Policies for Coverage in Illinois

Don’t wait! Update your car insurance coverage for Illinois

When you move to Illinois, you’ll want to make sure that you’ll be covered for all of life’s unexpected situations. That means updating your insurance policies with your new address and the minimum requirements for Illinois.

Illinois Car Insurance

One of the first policies you’ll want to update when you move is going to be your car insurance coverage.

In Illinois, the minimum liability coverage is $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, $20,000 property damage liability per accident, $25,000 uninsured motorist coverage per person, $50,000 uninsured motorist coverage per accident.

Average Cost of Minimum Coverage

$552

On average, the annual premium for a minimum liability coverage policy is lower in Illinois. You’ll likely pay less for car insurance in Illinois than you did in Louisiana.

Average Cost of Full Coverage

$1,806

On average, the annual premium for a full coverage auto insurance policy is lower in Illinois. You’ll likely pay less for full coverage in Illinois than you did in Louisiana.

Do you own a motorcycle?



Get a Motorcycle Insurance Quote ➜

Illinois Home & Renter’s Insurance

Whether you’ll rent or own your new home, you’ll want to make sure you have the right coverage when you arrive.

Let’s face it, accidents happen during a move. Make sure you have the coverage you need to protect your belongings and your house.

Average Cost of Homeowner’s Insurance

$1,410

You can usually expect that the annual premium for home insurance will be lower in Illinois. You’ll likely pay less for your home insurance policy in Illinois than you did in Louisiana.

Will you own or rent your home?



Get a Home Owner’s Quote ➜Get a Renter’s Quote ➜

Illinois Health Insurance

You’ll also need to make sure that you and your family have health coverage once you arrive in Illinois.

If you’ll be keeping your job when you move, be sure to ask your employer about any implications for your current health insurance policy.

You’ll need to find out which hospitals and plans are available near your new home. Spend some time researching providers in your area.

Healthcare Costs in Illinois

Lower

Generally, healthcare costs are lower in Illinois. You’ll likely pay less for healthcare in Illinois than you did in Louisiana.


Will you be keeping health insurance with your current employer?




Find Health Coverage ➜

Department of Motor Vehicles (DMV) Tasks when Moving to Illinois from Louisiana

Transfer your Louisiana Driver’s License

within 30 days.

After you’ve moved to Illinois, you’ll need to get a valid driver’s license.

Transfer your Louisiana Car Registration

within 30 days.

You’ll also need to transfer your vehicle registration and get Illinois license plates.

When you become a resident of Illinois, you’ll need to transfer your Louisiana driver’s license and vehicle registration.

You’ll also need to update your car insurance policies so that they meet the minimum requirements for Illinois. Sometimes this can come with a rate hike, so it’s always a smart idea to shop around.

The minimum liability coverage you’ll need in Illinois is $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, $20,000 property damage liability per accident, $25,000 uninsured motorist coverage per person, $50,000 uninsured motorist coverage per accident.

You can start comparing car insurance quotes for Illinois for free right here on Relocalate.com.

Transfer Your Louisiana Driver’s License to Illinois

Minimum Age for a Illinois Driver’s License

18 years old

A standard Illinois driver’s license is available to residents who are at least 18 years old.

Illinois Driver’s License Expires

every 4 years

You’ll need to renew your driver’s license every 4 years.

Illinois Driver’s License Cost

$30.00

A driver’s license will cost around $30.00.

One of the first things you’ll want to do after becoming a resident of Illinois is to get a driver’s license.

In fact, new residents should apply for their Illinois driver’s license within 30 days.

In Illinois, driver’s licenses are issued by the SOS DSD.

To apply, you’ll need to:

  • Complete the Illinois Driver’s License Application.
  • Surrender your Louisiana driver’s license.
  • Present the necessary proof of identity and residency with your new Illinois address.
  • Pass any required testing.
  • Take a photo.
  • Pay the driver’s license fee.

After applying and passing any necessary tests, you’ll receive a temporary paper license. The Illinois SOS DSD will mail you your new license, and it should arrive within a few weeks.

For official information and for details about scheduling appointments, visit https://www.ilsos.gov/.

Illinois Driver’s License Knowledge Exam

Total Questions on the Illinois Driver’s License Test

35 total questions

The Illinois knowledge exam will typically consist of 35 total questions that are based on the driver’s handbook.

Passing Score

80%

You’ll need to score 80% to pass the test.

When you transfer your Louisiana license to Illinois, you should be prepared to pass the driver’s license written exam.

While not every applicant will be required to take the test, it is still a good idea to brush up on traffic laws in Illinois.

Before you visit the SOS DSD, take some time to study the official driver’s handbook for Illinois. While many traffic laws and safety rules are universal from state to state, there are some specifics that may be a little different.

Assuming your Louisiana driver’s license is valid and unexpired, you should not need to take the Illinois driving test.

Is your Louisiana driver’s license valid?

One potential hang up to be aware of is around the validity of your Louisiana driver’s license.

To make things as easy as possible, your Louisiana license should be valid when you apply for a license in Illinois.

Ideally what this means is that you should clear any issues with the Louisiana DMV BEFORE you move.

For example:

  • If your Louisiana driver’s license is lost or damaged, you should replace it before moving.
  • If your Louisiana driver’s license is suspended or revoked, you should try to reinstate it before you move.

If your Louisiana driver’s license is expired when you go to apply for your Illinois license, it’s possible that the SOS DSD will treat it like a brand new application, which may require a written exam and a road test, plus any other requirements for new drivers.

The bottom line: Try to take care of any issues with your Louisiana driver’s license BEFORE you move and visit the Illinois DMV.

Transfer Your Car Registration from Louisiana to Illinois

If you’re going to bring your car with you when you move, you’ll also need to transfer your Louisiana registration to Illinois.

Vehicle registration and titles are handled by the Illinois SOS VSD.

You can find more specific details for your vehicle registration and official information at https://www.ilsos.gov/

Illinois Registration Fee Basis

flat rate

Illinois vehicle registration fees are generally calculated by flat rate.

Registration Base Fee Estimate

$101+

Additional fees may vary based on vehicle type as well as any local fees and taxes.

Illinois Registration Expiration

every year

In Illinois, you’ll need to renew your registration every year.

Front License Plates

Illinois requires that vehicles display a front license plate.

Vehicle Safety Inspections

There is typically no vehicle safety inspection required in Illinois.

Smog & Emissions Testing

Emissions testing is required biennially for Chicago and St. Louis metros for vehicles 1996 model year and newer in Illinois.

New residents in Illinois are required to transfer their out-of-state vehicle registration within 30 days.

When moving to Illinois with vehicles from Louisiana, you should be prepared to:

  • Complete an application for Illinois registration and title.
  • Present your current registration documents from Louisiana.
  • Provide any other necessary proof of ownership documents (title, lease agreement, lienholder information, etc.)
  • Pass any necessary vehicle inspections required for Illinois registration.
  • Have a valid Illinois insurance policy for your vehicles.
  • Pay the registration fees.

Notify the Louisiana DMV

While it’s not always a requirement, it can be worthwhile to update your address with the Louisiana DMV and notify them that you have moved out of the state.

This can often be done on the DMV website, and will prevent you from receiving any renewal notices for your old driver’s license and registrations.

Taxes in Illinois vs Louisiana

Differences in taxes are a big consideration in any state to state move.

Unfortunately, it’s not all black and white. In order to get the full picture, it’s important to consider all of your potential tax burdens when moving from Louisiana to Illinois including state income tax, property taxes, and sales tax.

Plus, you’ll need to think about how the overall cost of living on key spending categories is going to compare. More on that below.

For example, if you’re a homeowner, it’ll be smart to look at both income tax differences, property tax burdens, as well as average home prices to get a more accurate idea of your tax savings or hike once you move to Illinois.

We’ll cover some key differences in your tax savings and tax hikes when moving to Illinois from Louisiana.

For simplicity’s sake, we’ll be comparing effective tax rates, which simplify the marginal tax rates and tax brackets in each state to look at the estimated average total tax you may be paying.

Note that your tax situation may be much different than the estimates provided here. Use these as a high-level comparison tool.

Federal & State Income Taxes when Moving to Illinois from Louisiana

Overall, you’ll likely be looking at an income tax hike when moving to Illinois from Louisiana.

Illinois Income Tax (effective rates)

4.75% (single) & 4.73% (joint)

Illinois has a state income tax with an effective rate of 4.75% for single filers, and 4.73% for married couples filing jointly.

Effective Rates: Federal + State Income Taxes

21.50%

On average, the effective income tax rate (state + federal) is higher in Illinois. You’ll likely pay more in income tax in Illinois than you did in Louisiana.

Tax Comparison Calculator

Louisiana Illinois

Effective income tax rates (Federal + State):

  • Illinois: 21.50% (single), 20.94% (joint)
  • Louisiana: 18.58% (single), 18.29% (joint)



Estimated tax:

In Illinois, your tax would be . In Louisiana, your tax would be .

You would pay more in than in .

When comparing your overall tax burdens between states, it can help to look at both the state and federal income tax rates.

Remember, this comparison is looking at the effective rates in order to simplify things.

Here’s a high level look at how your effective tax rates may be different after you move to Illinois from Louisiana

  • State Income Tax (single filers): 4.75% in Illinois vs 2.88% in Louisiana
  • State Income Tax (joint filers): 4.73% in Illinois vs 2.87% in Louisiana
  • Federal + State Income Tax (single filers): 21.50% in Illinois vs 18.58% in Louisiana
  • Federal + State Income Tax (joint filers): 20.94% in Illinois vs 18.29% in Louisiana

Sales Tax in Illinois vs Louisiana

Next, it’s helpful to consider the differences in sales tax.

Sales tax is a consumption tax you pay when you buy goods and services. It is typically calculated as a percentage of the final price you pay.

Note that many states have a state-wide sales tax and local governments and municipalities can charge an additional sales tax on top of that. This comparison looks at the state-wide sales tax.

Illinois Sales Tax

6.25%

Illinois has a state sales tax rate of 6.25%.

The sales tax rate is higher in Illinois. You’ll likely pay more on sales tax in Illinois than you did in Louisiana.

Property Taxes in Illinois vs Louisiana

If you’re a homeowner, or plan to buy a home in Illinois, it’s also a good idea to take a look at the difference in property taxes and home values.

Illinois Property Tax Estimate

2.27%

The property tax rate is higher in Illinois. You’ll likely pay more for property taxes in Illinois than you did in Louisiana.

Home Prices in Illinois

$194,500

On average, the average home price is higher in Illinois. You’ll likely pay more for a house in Illinois than you did in Louisiana.

This is also a good time to back sure you are getting the best deal on your Illinois homeowner’s insurance policy.

How Does the Cost of Living Compare in Illinois vs Louisiana?

Cost of living is another major difference when moving to a brand new state.

Depending on the local industries, geography, region, and population, the price of different goods and services can vary greatly.

Now, the cost of living will also depend on your own lifestyle, spending habits, and which city you move to in Illinois.

Cost of living (COL) indexes are used to compare each state to the national average of 100. The difference between COL values higher or lower than 100 represent the percentage difference from the national average.

We can compare the cost of living indexes for Illinois and Louisiana to get a high level idea of whether we’ll be saving money or have to spend a bit more on the following categories:

  • Overall Cost of Living.
  • Groceries.
  • Housing.
  • Utilities.
  • Transportation.
  • Healthcare.
  • Miscellaneous goods and service.
Louisiana Illinois

Overall, the cost of living in Illinois is

-9.20% cheaper


than the national average, compared to -8.00% cheaper for Louisiana.

Illinois Cost of Living Index

90.8

National Avg: 100

On average, the cost of living is lower in Illinois. You’ll likely pay less for many things in Illinois than you did in Louisiana.

Cost of Groceries

-2.50% cheaper
than the national avg.

Typically, the cost of groceries is higher in Illinois. You’ll likely pay more for groceries in Illinois than you did in Louisiana.

Housing Costs

-21.70% cheaper
than the national avg.

Generally, the cost of housing (rent/mortgage/etc) is lower in Illinois. You’ll likely pay less for housing costs in Illinois than you did in Louisiana.

Illinois Utilities

-9.10% cheaper
than the national avg.

The cost of utilities is typically higher in Illinois. You’ll likely pay more for your monthly utility bills in Illinois than you did in Louisiana.

Transportation Costs

2.40% more expensive
than the national avg.

On average, the cost of transportation is higher in Illinois. You’ll likely pay more on transportation in Illinois than you did in Louisiana.

Healthcare in Illinois

-4.60% cheaper
than the national avg.

Generally, healthcare costs are lower in Illinois. You’ll likely pay less for healthcare in Illinois than you did in Louisiana.

Miscellaneous Costs

-5.70% cheaper
than the national avg.

The cost of miscellaneous goods and services are generally lower in Illinois. You’ll likely pay less for these things in Illinois than you did in Louisiana.

Relocalate.com Methodology

While big changes like moving to a new state can be exciting, we also know that any move can be stressful. That’s why we created Relocalate.com.

The data and comparisons on this page are designed to give you a high level look at what you can expect when moving from Louisiana to Illinois.

Our free moving tools and calculators are here to help you play around with the numbers so you can start working on a budget for your big move to Illinois.

We’ve crunched the numbers from census data, federal government resources, state and local data, as well as interviews and chats with people who’ve made the move from Louisiana to Illinois.

While there are many things we can’t control when moving to a new state, like the overall cost of living and housing prices, we’ve found that one of the single most effective ways to save money is by getting a better deal on your insurance policies.

That’s why we’ve partnered with trusted insurance providers and some of the best in Illinois to bring your free quote tools that you can access while you plan out your move.

Good luck! We wish you the best as you get settled into your home and start feeling like a Illinois local.