There’s a lot to think about when moving to Idaho from California. From differences in the cost of living to insurance premiums along with getting over to the Idaho DMV to transfer your California driver’s license and vehicle registration, you’ll want to do some budgeting and planning before you make the move.
Relocalate.com has done the heavy lifting for you. Our expert researchers have compiled the key things you need to know when moving to Idaho from California. Find out what you can expect to pay in federal and Idaho state taxes, whether you’ll be spending more or less in key cost of living categories, and how long you’ll have to get a new driver’s license and car registration. Plus, you can even get a head start on saving the most money when you move by comparing free quotes for health coverage, car insurance, home/renters insurance, and more.
License & Registration
Transfer your California driver’s license to Idaho within 90 days.
Transfer your vehicles & get Idaho license plates within 90 days.
On this page, you’ll be able to:
- See how the cost of living compares for Idaho and California.
- Estimate how much more or less you can expect to pay in state and federal income taxes after you move to Idaho.
- Find out what to expect when it comes to Idaho property taxes, buying a home, and home insurance premiums.
- Learn whether you’ll be able to save some money or have to spend a little more in key cost of living categories including groceries, transportation, housing, and healthcare.
- Find out what you’ll need to do with the Idaho DMV to transfer your California driver’s license and vehicle registration. (And how long you’ll have to do it.)
- Estimate how much it will cost to move from California to Idaho.
- BONUS: Start saving money today by comparing free quotes for all your new insurance policies in Idaho.
Moving to Idaho from California Checklist
- 1. Estimate the cost of the move.
- 2. Update your insurance policies.
- 3. Be prepared to transfer your California license & registration to Idaho.
- 4. Budget and prepare for cost of living changes.
- 5. Change your address and forward your mail through USPS.
- 6. Register to vote.
- 7. Update your new address with your banks, loans, and other accounts.
- 8. Set up your utilities and services at your new home.
Find some more tips and to-dos for Moving to Idaho here.
Cost of Moving from California to Idaho
Unfortunately moving can be expensive. Moving to a brand new state usually comes with some extra costs.
Use this moving cost calculator to get a rough idea of how much your move from California to Idaho will cost.
The rough distance between Idaho and California is 556 miles. We’ll use that for our calculations. Select the size of your home that you’ll be moving to get an idea of the costs.
Moving Cost Calculator: California to Idaho
Remember, this is just a rough estimate. The cost of your move will vary depending on the company you choose, your belongings, and other circumstances.
Update Your Insurance Policies for Coverage in Idaho
Don’t wait! Update your car insurance coverage for Idaho
When you move to Idaho, you’ll want to make sure that you’ll be covered for all of life’s unexpected situations. That means updating your insurance policies with your new address and the minimum requirements for Idaho.
Idaho Car Insurance
One of the first policies you’ll want to update when you move is going to be your car insurance coverage.
In Idaho, the minimum liability coverage is $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, $15,000 property damage liability per accident.
Average Cost of Minimum Coverage
$267
On average, the annual premium for a minimum liability coverage policy is lower in Idaho. You’ll likely pay less for car insurance in Idaho than you did in California.
Average Cost of Full Coverage
$1,133
On average, the annual premium for a full coverage auto insurance policy is lower in Idaho. You’ll likely pay less for full coverage in Idaho than you did in California.
Do you own a motorcycle?
Idaho Home & Renter’s Insurance
Whether you’ll rent or own your new home, you’ll want to make sure you have the right coverage when you arrive.
Let’s face it, accidents happen during a move. Make sure you have the coverage you need to protect your belongings and your house.
Average Cost of Homeowner’s Insurance
$905
You can usually expect that the annual premium for home insurance will be higher in Idaho. You’ll likely pay more for your home insurance policy in Idaho than you did in California.
Will you own or rent your home?
Idaho Health Insurance
You’ll also need to make sure that you and your family have health coverage once you arrive in Idaho.
If you’ll be keeping your job when you move, be sure to ask your employer about any implications for your current health insurance policy.
You’ll need to find out which hospitals and plans are available near your new home. Spend some time researching providers in your area.
Healthcare Costs in Idaho
Lower
Generally, healthcare costs are lower in Idaho. You’ll likely pay less for healthcare in Idaho than you did in California.
Will you be keeping health insurance with your current employer?
Find Health Coverage ➜
Department of Motor Vehicles (DMV) Tasks when Moving to Idaho from California
Transfer your California Driver’s License
within 90 days.
After you’ve moved to Idaho, you’ll need to get a valid driver’s license.
Transfer your California Car Registration
within 90 days.
You’ll also need to transfer your vehicle registration and get Idaho license plates.
When you become a resident of Idaho, you’ll need to transfer your California driver’s license and vehicle registration.
You’ll also need to update your car insurance policies so that they meet the minimum requirements for Idaho. Sometimes this can come with a rate hike, so it’s always a smart idea to shop around.
The minimum liability coverage you’ll need in Idaho is $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, $15,000 property damage liability per accident.
You can start comparing car insurance quotes for Idaho for free right here on Relocalate.com.
Transfer Your California Driver’s License to Idaho
Minimum Age for a Idaho Driver’s License
16 years old
A standard Idaho driver’s license is available to residents who are at least 16 years old.
Idaho Driver’s License Expires
every 4-8 years
You’ll need to renew your driver’s license every 4-8 years.
Idaho Driver’s License Cost
$30.00
A driver’s license will cost around $30.00.
One of the first things you’ll want to do after becoming a resident of Idaho is to get a driver’s license.
In fact, new residents should apply for their Idaho driver’s license within 90 days.
In Idaho, driver’s licenses are issued by the DMV.
To apply, you’ll need to:
- Complete the Idaho Driver’s License Application.
- Surrender your California driver’s license.
- Present the necessary proof of identity and residency with your new Idaho address.
- Pass any required testing.
- Take a photo.
- Pay the driver’s license fee.
After applying and passing any necessary tests, you’ll receive a temporary paper license. The Idaho DMV will mail you your new license, and it should arrive within a few weeks.
For official information and for details about scheduling appointments, visit https://itd.idaho.gov/itddmv/.
Idaho Driver’s License Knowledge Exam
Total Questions on the Idaho Driver’s License Test
40 total questions
The Idaho knowledge exam will typically consist of 40 total questions that are based on the driver’s handbook.
Passing Score
85%
You’ll need to score 85% to pass the test.
When you transfer your California license to Idaho, you should be prepared to pass the driver’s license written exam.
While not every applicant will be required to take the test, it is still a good idea to brush up on traffic laws in Idaho.
Before you visit the DMV, take some time to study the official driver’s handbook for Idaho. While many traffic laws and safety rules are universal from state to state, there are some specifics that may be a little different.
Assuming your California driver’s license is valid and unexpired, you should not need to take the Idaho driving test.
Is your California driver’s license valid?
One potential hang up to be aware of is around the validity of your California driver’s license.
To make things as easy as possible, your California license should be valid when you apply for a license in Idaho.
Ideally what this means is that you should clear any issues with the California DMV BEFORE you move.
For example:
- If your California driver’s license is lost or damaged, you should replace it before moving.
- If your California driver’s license is suspended or revoked, you should try to reinstate it before you move.
If your California driver’s license is expired when you go to apply for your Idaho license, it’s possible that the DMV will treat it like a brand new application, which may require a written exam and a road test, plus any other requirements for new drivers.
The bottom line: Try to take care of any issues with your California driver’s license BEFORE you move and visit the Idaho DMV.
Transfer Your Car Registration from California to Idaho
If you’re going to bring your car with you when you move, you’ll also need to transfer your California registration to Idaho.
Vehicle registration and titles are handled by the Idaho DMV.
You can find more specific details for your vehicle registration and official information at https://itd.idaho.gov/itddmv/
Idaho Registration Fee Basis
age-base
Idaho vehicle registration fees are generally calculated by age-base.
Registration Base Fee Estimate
$69+
Additional fees may vary based on vehicle type as well as any local fees and taxes.
Idaho Registration Expiration
every year
In Idaho, you’ll need to renew your registration every year.
Front License Plates
Idaho requires that vehicles display a front license plate.
Vehicle Safety Inspections
There is typically no vehicle safety inspection required in Idaho.
Smog & Emissions Testing
Emissions testing is required for Ada and Canyon counties in Idaho.
New residents in Idaho are required to transfer their out-of-state vehicle registration within 90 days.
When moving to Idaho with vehicles from California, you should be prepared to:
- Complete an application for Idaho registration and title.
- Present your current registration documents from California.
- Provide any other necessary proof of ownership documents (title, lease agreement, lienholder information, etc.)
- Pass any necessary vehicle inspections required for Idaho registration.
- Have a valid Idaho insurance policy for your vehicles.
- Pay the registration fees.
Notify the California DMV
While it’s not always a requirement, it can be worthwhile to update your address with the California DMV and notify them that you have moved out of the state.
This can often be done on the DMV website, and will prevent you from receiving any renewal notices for your old driver’s license and registrations.
Taxes in Idaho vs California
Differences in taxes are a big consideration in any state to state move.
Unfortunately, it’s not all black and white. In order to get the full picture, it’s important to consider all of your potential tax burdens when moving from California to Idaho including state income tax, property taxes, and sales tax.
Plus, you’ll need to think about how the overall cost of living on key spending categories is going to compare. More on that below.
For example, if you’re a homeowner, it’ll be smart to look at both income tax differences, property tax burdens, as well as average home prices to get a more accurate idea of your tax savings or hike once you move to Idaho.
We’ll cover some key differences in your tax savings and tax hikes when moving to Idaho from California.
For simplicity’s sake, we’ll be comparing effective tax rates, which simplify the marginal tax rates and tax brackets in each state to look at the estimated average total tax you may be paying.
Note that your tax situation may be much different than the estimates provided here. Use these as a high-level comparison tool.
Federal & State Income Taxes when Moving to Idaho from California
Overall, you’ll likely be looking at an income tax savings when moving to Idaho from California.
Idaho Income Tax (effective rates)
3.90% (single) & 3.72% (joint)
Idaho has a state income tax with an effective rate of 3.9% for single filers, and 3.72% for married couples filing jointly.
Effective Rates: Federal + State Income Taxes
19.66%
On average, the effective income tax rate (state + federal) is lower in Idaho. You’ll likely pay less in income tax in Idaho than you did in California.
Tax Comparison Calculator
Effective income tax rates (Federal + State):
- Idaho: 19.66% (single), 19.14% (joint)
- California: 21.16% (single), 19.33% (joint)
In Idaho, your tax would be . In California, your tax would be .
You would pay more in than in .
When comparing your overall tax burdens between states, it can help to look at both the state and federal income tax rates.
Remember, this comparison is looking at the effective rates in order to simplify things.
Here’s a high level look at how your effective tax rates may be different after you move to Idaho from California
- State Income Tax (single filers): 3.90% in Idaho vs 3.51% in California
- State Income Tax (joint filers): 3.72% in Idaho vs 2.39% in California
- Federal + State Income Tax (single filers): 19.66% in Idaho vs 21.16% in California
- Federal + State Income Tax (joint filers): 19.14% in Idaho vs 19.33% in California
Sales Tax in Idaho vs California
Next, it’s helpful to consider the differences in sales tax.
Sales tax is a consumption tax you pay when you buy goods and services. It is typically calculated as a percentage of the final price you pay.
Note that many states have a state-wide sales tax and local governments and municipalities can charge an additional sales tax on top of that. This comparison looks at the state-wide sales tax.
Idaho Sales Tax
6%
Idaho has a state sales tax rate of 6%.
The sales tax rate is lower in Idaho. You’ll likely pay less on sales tax in Idaho than you did in California.
Property Taxes in Idaho vs California
If you’re a homeowner, or plan to buy a home in Idaho, it’s also a good idea to take a look at the difference in property taxes and home values.
Idaho Property Tax Estimate
0.69%
The property tax rate is lower in Idaho. You’ll likely pay less for property taxes in Idaho than you did in California.
Home Prices in Idaho
$212,300
On average, the average home price is lower in Idaho. You’ll likely pay less for a house in Idaho than you did in California.
This is also a good time to back sure you are getting the best deal on your Idaho homeowner’s insurance policy.
How Does the Cost of Living Compare in Idaho vs California?
Cost of living is another major difference when moving to a brand new state.
Depending on the local industries, geography, region, and population, the price of different goods and services can vary greatly.
Now, the cost of living will also depend on your own lifestyle, spending habits, and which city you move to in Idaho.
Cost of living (COL) indexes are used to compare each state to the national average of 100. The difference between COL values higher or lower than 100 represent the percentage difference from the national average.
We can compare the cost of living indexes for Idaho and California to get a high level idea of whether we’ll be saving money or have to spend a bit more on the following categories:
- Overall Cost of Living.
- Groceries.
- Housing.
- Utilities.
- Transportation.
- Healthcare.
- Miscellaneous goods and service.
Overall, the cost of living in Idaho is
6.10% more expensive
than the national average, compared to 34.50% more expensive for California.
Idaho Cost of Living Index
106.1
National Avg: 100
On average, the cost of living is lower in Idaho. You’ll likely pay less for many things in Idaho than you did in California.
Cost of Groceries
3.70% more expensive
than the national avg.
Typically, the cost of groceries is lower in Idaho. You’ll likely pay less for groceries in Idaho than you did in California.
Housing Costs
13.80% more expensive
than the national avg.
Generally, the cost of housing (rent/mortgage/etc) is lower in Idaho. You’ll likely pay less for housing costs in Idaho than you did in California.
Idaho Utilities
-15.40% cheaper
than the national avg.
The cost of utilities is typically lower in Idaho. You’ll likely pay less for your monthly utility bills in Idaho than you did in California.
Transportation Costs
9.70% more expensive
than the national avg.
On average, the cost of transportation is lower in Idaho. You’ll likely pay less on transportation in Idaho than you did in California.
Healthcare in Idaho
1.20% more expensive
than the national avg.
Generally, healthcare costs are lower in Idaho. You’ll likely pay less for healthcare in Idaho than you did in California.
Miscellaneous Costs
6.30% more expensive
than the national avg.
The cost of miscellaneous goods and services are generally lower in Idaho. You’ll likely pay less for these things in Idaho than you did in California.
Relocalate.com Methodology
While big changes like moving to a new state can be exciting, we also know that any move can be stressful. That’s why we created Relocalate.com.
The data and comparisons on this page are designed to give you a high level look at what you can expect when moving from California to Idaho.
Our free moving tools and calculators are here to help you play around with the numbers so you can start working on a budget for your big move to Idaho.
We’ve crunched the numbers from census data, federal government resources, state and local data, as well as interviews and chats with people who’ve made the move from California to Idaho.
While there are many things we can’t control when moving to a new state, like the overall cost of living and housing prices, we’ve found that one of the single most effective ways to save money is by getting a better deal on your insurance policies.
That’s why we’ve partnered with trusted insurance providers and some of the best in Idaho to bring your free quote tools that you can access while you plan out your move.
Good luck! We wish you the best as you get settled into your home and start feeling like a Idaho local.