Moving to Delaware from Mississippi

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There’s a lot to think about when moving to Delaware from Mississippi. From differences in the cost of living to insurance premiums along with getting over to the Delaware DMV to transfer your Mississippi driver’s license and vehicle registration, you’ll want to do some budgeting and planning before you make the move.

Relocalate.com has done the heavy lifting for you. Our expert researchers have compiled the key things you need to know when moving to Delaware from Mississippi. Find out what you can expect to pay in federal and Delaware state taxes, whether you’ll be spending more or less in key cost of living categories, and how long you’ll have to get a new driver’s license and car registration. Plus, you can even get a head start on saving the most money when you move by comparing free quotes for health coverage, car insurance, home/renters insurance, and more.


Mississippi 902 miles Delaware

Estimate the cost of your move.

Effective Tax Rates

Higher

compared to Mississippi

Jump to Tax Comparison


Cost of Living

Higher

compared to Mississippi

Jump to Cost of Living Section


Car Insurance

Higher

compared to Mississippi


Home Insurance

Higher

compared to Mississippi


Healthcare

Higher

compared to Mississippi


License & Registration

Transfer your Mississippi driver’s license to Delaware within 60 days.

Transfer your vehicles & get Delaware license plates within 60 days.

Jump to DMV Section


On this page, you’ll be able to:

  • See how the cost of living compares for Delaware and Mississippi.
  • Estimate how much more or less you can expect to pay in state and federal income taxes after you move to Delaware.
  • Find out what to expect when it comes to Delaware property taxes, buying a home, and home insurance premiums.
  • Learn whether you’ll be able to save some money or have to spend a little more in key cost of living categories including groceries, transportation, housing, and healthcare.
  • Find out what you’ll need to do with the Delaware DMV to transfer your Mississippi driver’s license and vehicle registration. (And how long you’ll have to do it.)
  • Estimate how much it will cost to move from Mississippi to Delaware.
  • BONUS: Start saving money today by comparing free quotes for all your new insurance policies in Delaware.

Moving to Delaware from Mississippi Checklist

  • 1. Estimate the cost of the move.
  • 2. Update your insurance policies.
  • 3. Be prepared to transfer your Mississippi license & registration to Delaware.
  • 4. Budget and prepare for cost of living changes.
  • 5. Change your address and forward your mail through USPS.
  • 6. Register to vote.
  • 7. Update your new address with your banks, loans, and other accounts.
  • 8. Set up your utilities and services at your new home.

Find some more tips and to-dos for Moving to Delaware here.

Cost of Moving from Mississippi to Delaware

Unfortunately moving can be expensive. Moving to a brand new state usually comes with some extra costs.

Use this moving cost calculator to get a rough idea of how much your move from Mississippi to Delaware will cost.

The rough distance between Delaware and Mississippi is 902 miles. We’ll use that for our calculations. Select the size of your home that you’ll be moving to get an idea of the costs.

Moving Cost Calculator: Mississippi to Delaware


Estimated cost:

Mississippi Delaware

Remember, this is just a rough estimate. The cost of your move will vary depending on the company you choose, your belongings, and other circumstances.

Update Your Insurance Policies for Coverage in Delaware

Don’t wait! Update your car insurance coverage for Delaware

When you move to Delaware, you’ll want to make sure that you’ll be covered for all of life’s unexpected situations. That means updating your insurance policies with your new address and the minimum requirements for Delaware.

Delaware Car Insurance

One of the first policies you’ll want to update when you move is going to be your car insurance coverage.

In Delaware, the minimum liability coverage is $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, $10,000 property damage liability per accident, $15,000 personal injury protection per person, $30,000 personal injury protection per accident.

Average Cost of Minimum Coverage

$801

On average, the annual premium for a minimum liability coverage policy is higher in Delaware. You’ll likely pay more for car insurance in Delaware than you did in Mississippi.

Average Cost of Full Coverage

$2,103

On average, the annual premium for a full coverage auto insurance policy is higher in Delaware. You’ll likely pay more for full coverage in Delaware than you did in Mississippi.

Do you own a motorcycle?



Get a Motorcycle Insurance Quote ➜

Delaware Home & Renter’s Insurance

Whether you’ll rent or own your new home, you’ll want to make sure you have the right coverage when you arrive.

Let’s face it, accidents happen during a move. Make sure you have the coverage you need to protect your belongings and your house.

Average Cost of Homeowner’s Insurance

$679

You can usually expect that the annual premium for home insurance will be higher in Delaware. You’ll likely pay more for your home insurance policy in Delaware than you did in Mississippi.

Will you own or rent your home?



Get a Home Owner’s Quote ➜Get a Renter’s Quote ➜

Delaware Health Insurance

You’ll also need to make sure that you and your family have health coverage once you arrive in Delaware.

If you’ll be keeping your job when you move, be sure to ask your employer about any implications for your current health insurance policy.

You’ll need to find out which hospitals and plans are available near your new home. Spend some time researching providers in your area.

Healthcare Costs in Delaware

Higher

Generally, healthcare costs are higher in Delaware. You’ll likely pay more for healthcare in Delaware than you did in Mississippi.


Will you be keeping health insurance with your current employer?




Find Health Coverage ➜

Department of Motor Vehicles (DMV) Tasks when Moving to Delaware from Mississippi

Transfer your Mississippi Driver’s License

within 60 days.

After you’ve moved to Delaware, you’ll need to get a valid driver’s license.

Transfer your Mississippi Car Registration

within 60 days.

You’ll also need to transfer your vehicle registration and get Delaware license plates.

When you become a resident of Delaware, you’ll need to transfer your Mississippi driver’s license and vehicle registration.

You’ll also need to update your car insurance policies so that they meet the minimum requirements for Delaware. Sometimes this can come with a rate hike, so it’s always a smart idea to shop around.

The minimum liability coverage you’ll need in Delaware is $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, $10,000 property damage liability per accident, $15,000 personal injury protection per person, $30,000 personal injury protection per accident.

You can start comparing car insurance quotes for Delaware for free right here on Relocalate.com.

Transfer Your Mississippi Driver’s License to Delaware

Minimum Age for a Delaware Driver’s License

17 years old

A standard Delaware driver’s license is available to residents who are at least 17 years old.

Delaware Driver’s License Expires

every 8 years

You’ll need to renew your driver’s license every 8 years.

Delaware Driver’s License Cost

$40.00

A driver’s license will cost around $40.00.

One of the first things you’ll want to do after becoming a resident of Delaware is to get a driver’s license.

In fact, new residents should apply for their Delaware driver’s license within 60 days.

In Delaware, driver’s licenses are issued by the DMV.

To apply, you’ll need to:

  • Complete the Delaware Driver’s License Application.
  • Surrender your Mississippi driver’s license.
  • Present the necessary proof of identity and residency with your new Delaware address.
  • Pass any required testing.
  • Take a photo.
  • Pay the driver’s license fee.

After applying and passing any necessary tests, you’ll receive a temporary paper license. The Delaware DMV will mail you your new license, and it should arrive within a few weeks.

For official information and for details about scheduling appointments, visit https://www.dmv.de.gov/.

Delaware Driver’s License Knowledge Exam

Total Questions on the Delaware Driver’s License Test

25 total questions

The Delaware knowledge exam will typically consist of 25 total questions that are based on the driver’s handbook.

Passing Score

76%

You’ll need to score 76% to pass the test.

When you transfer your Mississippi license to Delaware, you should be prepared to pass the driver’s license written exam.

While not every applicant will be required to take the test, it is still a good idea to brush up on traffic laws in Delaware.

Before you visit the DMV, take some time to study the official driver’s handbook for Delaware. While many traffic laws and safety rules are universal from state to state, there are some specifics that may be a little different.

Assuming your Mississippi driver’s license is valid and unexpired, you should not need to take the Delaware driving test.

Is your Mississippi driver’s license valid?

One potential hang up to be aware of is around the validity of your Mississippi driver’s license.

To make things as easy as possible, your Mississippi license should be valid when you apply for a license in Delaware.

Ideally what this means is that you should clear any issues with the Mississippi DMV BEFORE you move.

For example:

  • If your Mississippi driver’s license is lost or damaged, you should replace it before moving.
  • If your Mississippi driver’s license is suspended or revoked, you should try to reinstate it before you move.

If your Mississippi driver’s license is expired when you go to apply for your Delaware license, it’s possible that the DMV will treat it like a brand new application, which may require a written exam and a road test, plus any other requirements for new drivers.

The bottom line: Try to take care of any issues with your Mississippi driver’s license BEFORE you move and visit the Delaware DMV.

Transfer Your Car Registration from Mississippi to Delaware

If you’re going to bring your car with you when you move, you’ll also need to transfer your Mississippi registration to Delaware.

Vehicle registration and titles are handled by the Delaware DMV.

You can find more specific details for your vehicle registration and official information at https://www.dmv.de.gov/

Delaware Registration Fee Basis

flat rate

Delaware vehicle registration fees are generally calculated by flat rate.

Registration Base Fee Estimate

$40+

Additional fees may vary based on vehicle type as well as any local fees and taxes.

Delaware Registration Expiration

every 1-2 years

In Delaware, you’ll need to renew your registration every 1-2 years.

Front License Plates

A front license plate is not required in Delaware.

Vehicle Safety Inspections

Period vehicle safety inspections are required biennially in Delaware.

Smog & Emissions Testing

Emissions testing is required biennially in Delaware.

New residents in Delaware are required to transfer their out-of-state vehicle registration within 60 days.

When moving to Delaware with vehicles from Mississippi, you should be prepared to:

  • Complete an application for Delaware registration and title.
  • Present your current registration documents from Mississippi.
  • Provide any other necessary proof of ownership documents (title, lease agreement, lienholder information, etc.)
  • Pass any necessary vehicle inspections required for Delaware registration.
  • Have a valid Delaware insurance policy for your vehicles.
  • Pay the registration fees.

Notify the Mississippi DMV

While it’s not always a requirement, it can be worthwhile to update your address with the Mississippi DMV and notify them that you have moved out of the state.

This can often be done on the DMV website, and will prevent you from receiving any renewal notices for your old driver’s license and registrations.

Taxes in Delaware vs Mississippi

Differences in taxes are a big consideration in any state to state move.

Unfortunately, it’s not all black and white. In order to get the full picture, it’s important to consider all of your potential tax burdens when moving from Mississippi to Delaware including state income tax, property taxes, and sales tax.

Plus, you’ll need to think about how the overall cost of living on key spending categories is going to compare. More on that below.

For example, if you’re a homeowner, it’ll be smart to look at both income tax differences, property tax burdens, as well as average home prices to get a more accurate idea of your tax savings or hike once you move to Delaware.

We’ll cover some key differences in your tax savings and tax hikes when moving to Delaware from Mississippi.

For simplicity’s sake, we’ll be comparing effective tax rates, which simplify the marginal tax rates and tax brackets in each state to look at the estimated average total tax you may be paying.

Note that your tax situation may be much different than the estimates provided here. Use these as a high-level comparison tool.

Federal & State Income Taxes when Moving to Delaware from Mississippi

Overall, you’ll likely be looking at an income tax hike when moving to Delaware from Mississippi.

Delaware Income Tax (effective rates)

4.53% (single) & 5.19% (joint)

Delaware has a state income tax with an effective rate of 4.53% for single filers, and 5.19% for married couples filing jointly.

Effective Rates: Federal + State Income Taxes

20.97%

On average, the effective income tax rate (state + federal) is higher in Delaware. You’ll likely pay more in income tax in Delaware than you did in Mississippi.

Tax Comparison Calculator

Mississippi Delaware

Effective income tax rates (Federal + State):

  • Delaware: 20.97% (single), 21.21% (joint)
  • Mississippi: 18.51% (single), 18.81% (joint)



Estimated tax:

In Delaware, your tax would be . In Mississippi, your tax would be .

You would pay more in than in .

When comparing your overall tax burdens between states, it can help to look at both the state and federal income tax rates.

Remember, this comparison is looking at the effective rates in order to simplify things.

Here’s a high level look at how your effective tax rates may be different after you move to Delaware from Mississippi

  • State Income Tax (single filers): 4.53% in Delaware vs 3.35% in Mississippi
  • State Income Tax (joint filers): 5.19% in Delaware vs 3.67% in Mississippi
  • Federal + State Income Tax (single filers): 20.97% in Delaware vs 18.51% in Mississippi
  • Federal + State Income Tax (joint filers): 21.21% in Delaware vs 18.81% in Mississippi

Sales Tax in Delaware vs Mississippi

Next, it’s helpful to consider the differences in sales tax.

Sales tax is a consumption tax you pay when you buy goods and services. It is typically calculated as a percentage of the final price you pay.

Note that many states have a state-wide sales tax and local governments and municipalities can charge an additional sales tax on top of that. This comparison looks at the state-wide sales tax.

Delaware Sales Tax

0%

Delaware doesn’t have a state sales tax.

The sales tax rate is lower in Delaware. You’ll likely pay less on sales tax in Delaware than you did in Mississippi.

Property Taxes in Delaware vs Mississippi

If you’re a homeowner, or plan to buy a home in Delaware, it’s also a good idea to take a look at the difference in property taxes and home values.

Delaware Property Tax Estimate

0.57%

The property tax rate is lower in Delaware. You’ll likely pay less for property taxes in Delaware than you did in Mississippi.

Home Prices in Delaware

$251,100

On average, the average home price is higher in Delaware. You’ll likely pay more for a house in Delaware than you did in Mississippi.

This is also a good time to back sure you are getting the best deal on your Delaware homeowner’s insurance policy.

How Does the Cost of Living Compare in Delaware vs Mississippi?

Cost of living is another major difference when moving to a brand new state.

Depending on the local industries, geography, region, and population, the price of different goods and services can vary greatly.

Now, the cost of living will also depend on your own lifestyle, spending habits, and which city you move to in Delaware.

Cost of living (COL) indexes are used to compare each state to the national average of 100. The difference between COL values higher or lower than 100 represent the percentage difference from the national average.

We can compare the cost of living indexes for Delaware and Mississippi to get a high level idea of whether we’ll be saving money or have to spend a bit more on the following categories:

  • Overall Cost of Living.
  • Groceries.
  • Housing.
  • Utilities.
  • Transportation.
  • Healthcare.
  • Miscellaneous goods and service.
Mississippi Delaware

Overall, the cost of living in Delaware is

2.60% more expensive


than the national average, compared to -14.70% cheaper for Mississippi.

Delaware Cost of Living Index

102.6

National Avg: 100

On average, the cost of living is higher in Delaware. You’ll likely pay more for many things in Delaware than you did in Mississippi.

Cost of Groceries

3.00% more expensive
than the national avg.

Typically, the cost of groceries is higher in Delaware. You’ll likely pay more for groceries in Delaware than you did in Mississippi.

Housing Costs

-0.30% cheaper
than the national avg.

Generally, the cost of housing (rent/mortgage/etc) is higher in Delaware. You’ll likely pay more for housing costs in Delaware than you did in Mississippi.

Delaware Utilities

-2.20% cheaper
than the national avg.

The cost of utilities is typically higher in Delaware. You’ll likely pay more for your monthly utility bills in Delaware than you did in Mississippi.

Transportation Costs

9.50% more expensive
than the national avg.

On average, the cost of transportation is higher in Delaware. You’ll likely pay more on transportation in Delaware than you did in Mississippi.

Healthcare in Delaware

4.30% more expensive
than the national avg.

Generally, healthcare costs are higher in Delaware. You’ll likely pay more for healthcare in Delaware than you did in Mississippi.

Miscellaneous Costs

3.90% more expensive
than the national avg.

The cost of miscellaneous goods and services are generally higher in Delaware. You’ll likely pay more for these things in Delaware than you did in Mississippi.

Relocalate.com Methodology

While big changes like moving to a new state can be exciting, we also know that any move can be stressful. That’s why we created Relocalate.com.

The data and comparisons on this page are designed to give you a high level look at what you can expect when moving from Mississippi to Delaware.

Our free moving tools and calculators are here to help you play around with the numbers so you can start working on a budget for your big move to Delaware.

We’ve crunched the numbers from census data, federal government resources, state and local data, as well as interviews and chats with people who’ve made the move from Mississippi to Delaware.

While there are many things we can’t control when moving to a new state, like the overall cost of living and housing prices, we’ve found that one of the single most effective ways to save money is by getting a better deal on your insurance policies.

That’s why we’ve partnered with trusted insurance providers and some of the best in Delaware to bring your free quote tools that you can access while you plan out your move.

Good luck! We wish you the best as you get settled into your home and start feeling like a Delaware local.